WHY?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?The types of personal information we collect and share depend on the product or service you have with us. The information can include but is not limited to:
• Social Security number and bank account information
• Account balances and payment history
• Employment and income
HOW?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons to share; and weather you can limit that sharing.
Reasons we share your personal informationDo we share?Can you limit this sharing?
For our everyday business purposes
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus and like agencies used in our ordinary business practices
For our marketing purposes
To offer our products and services to you
For joint marketing with other financial companiesYESNO
For our affiliates’ everyday business purposes
Information about your transactions and experiences
For our affiliates’ everyday business purposes
Information about your creditworthiness
For our affiliates to market youYESYES
For our non-affiliates to market youYESYES
What do we do?
How do you protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal laws. These measures include computer safeguards and secured files and buildings.
How do you collect my personal information?We collect your personal information, for example, when you
• Apply for a loan or give us your income information
• Show us your government issued ID
• Transact a loan or pay us by check or credit card
Why can’t I limit all sharing?Federal law gives you the right to limit only
• Sharing for affiliates’ everyday business purposes – information about your creditworthiness
• Affiliates from using you information to market you
• Sharing for non-affiliates to market you
State laws and individual companies may give you additional rights to limit sharing
What happens when I limit sharing for an account I hold jointly for someone else?Your choices will apply to everyone on your account.
To limit sharingContact us by mail at P.O. Box 1417, Tupelo MS 38801. If you have any questions, please contact us a at (662) 841-0577.
AffiliatesCompanies related by common ownership or control. They can be financial and non-financial companies.
• Our affiliates include Montgomery Enterprises, Inc., MS Lending Inc., United Financial, Inc., and Cash Services, Inc.
Non-affiliatesCompanies not related by common ownership or control. They can be financial and non-financial companies.
• Non-affiliates we share with can include lenders, banks, collection agencies, pawn brokers, rent-to-own, prepaid card providers, insurance companies, and retailers.
Joint MarketingA formal agreement between non-affiliated financial companies that together market financial products or services to you.
• Our joint marketing partners may include lenders, banks, pawn brokers, prepaid card providers, and retailers.